Perception and level of knowledge about retirement savings among university students

Abstract

This study analyzes the perceptions and level of knowledge of young
students in the Department of Economic and Administrative Sciences at
the Technological Institute of Chetumal regarding retirement savings. A
quantitative approach was used, employing both documentary and field
research methodologies. This included a review of scientific literature
and the application of surveys to a sample of 471 students. Statistical
analysis was performed using Pearson's chi-squared coefficient. The
results show that, although the students recognize the importance of
retirement savings and report adequate financial habits, a significant
portion do not implement concrete actions for old age planning. Among
the associated factors, the financial education received within the family
environment stands out, highlighting the need to strengthen financial
literacy within the educational sphere.